About us

Banking needn’t be complicated.

We’ve built our business around the belief that you have more important things to do than wrestle with complex products or spend valuable time administering your banking arrangements.

For us, it’s all about offering our savers a range of attractive savings products that are consistently competitively priced, and our business customers a responsive, flexible and enduring banking relationship.

There are a number of reasons why Bank of Cyprus UK is a safe and attractive home for your savings and a strong banking partner for your business.

History

  • We have been in the UK for more than 50 years and are part of a strong, profitable, well-capitalised and liquid Banking Group
  • Founded in 1899, we have over 12,000 employees and operations in Cyprus, the UK, Russia, Greece, Romania, Ukraine and the Channel Islands

Strong and prudent management

  • We have one of the highest customer deposit-to-loans ratios of any European bank (loans to customers are 90% of our customer deposits)
  • We have limited reliance on the wholesale markets for funding, therefore have not suffered the liquidity problems of other banks
  • We are a profitable bank within the EU and have a strong Capital Adequacy Ratio
  • We have little exposure to the toxic sub prime assets or financial instruments blamed for the recent turmoil in financial services

Committed to our customers

  • We are committed to the UK and look after our savers by offering consistently attractive and competitive rates of interest on our deposits. As a result we have very high levels of retention amongst our loyal deposit customers
  • We have a reputation for providing an outstanding relationship-based service to small and medium sized business customers across a range of sectors

Securing your savings

  • Notwithstanding the strength of our Bank, our customers benefit from the Cypriot Deposit Protection Scheme which provides protection up to a maximum compensation limit of €100,000 per eligible depositor. Find out more

To find out more about us and our products, contact us by email or call us on 0845 850 5555* between 9.00am to 5.00pm Monday to Friday and 9.30am to 12.30pm Saturdays. Calls may be recorded for monitoring and training.

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