Payment services
We have a number of ways to help you make and receive payments quickly, efficiently and securely – in the UK or internationally.
UK payments
- CHAPS (Clearing House Automated Payments System) – guaranteed payments are transferred between UK banks on the same day
- Merchant Acquiring with Cardnet (Lloyds TSB) – make it easy for your customers to pay. Cardnet is a single, simple solution that lets you take card payments for goods or services.
- Faster Payments Service (FPS) – a new system which speeds up the way electronic payments are made and received in the UK. As a business customer, you can make almost real time payments (usually within two hours but often within seconds) to or from your account via Online Banking using this service.
Payments in the Single Euro Payments Area (SEPA)
- SEPA Credit Transfer (SCT) – allows you to make payments easily and inexpensively to any other Single Euro Payment Area country. Find out more
Payments worldwide
- SWIFT (Society for Worldwide Interbank Financial Telecommunication) – a high-speed secure international payment system to make payments or receive funds anywhere in the world.
For more information on our range of payment services, call your Business Relationship Manager, or call Customer Service on 0845 850 5555 from 9.00am to 5.00pm Monday to Friday and 9.30am to 12.30pm Saturdays. Calls may be recorded for monitoring and training.