Fixed Rate Bonds
If you can put your money away for 12 months or more, our Fixed Rate Bonds offer you a very competitive rate of interest.
Features and benefits
- Fixed rate of interest guaranteed for the term of your Bond
- Choice of annual or monthly interest (see table below)
- Minimum deposit is £1,000
- No early withdrawals permitted
| Take a look at our rates |
| Fixed term |
Guaranteed interest rate |
Minimum deposit |
Interest paid |
| 3 years |
2.35% AER/Gross* |
£1,000 |
Annually |
| 2 years |
2.25% AER/Gross |
£1,000 |
Annually |
| 1 year |
2.00% AER/Gross |
£1,000 |
Maturity |
| 1 year |
1.81% AER/ 1.80% Gross |
£50,000 |
Monthly |
Loyalty rates for existing customers
As one of our existing customers, you can earn an even better rate on our Bonds. Click here to find out more.
Fixed rate summary box
General Conditions for Bonds

Apply by post, by phone or in person
Looking for a better deal?
If you want to earn tax free interest on your savings have a look at our Fixed Rate Cash ISA
*AER: AER stands for Annual Equivalent Rate; it illustrates what the interest rate would be if interest were paid and compounded once each year and allows you to easily compare different offers. Gross: This is the contractual rate of interest payable before the deduction of income tax.
The rate of interest payable depends on the individual circumstances of each customer and may be subject to change in the future.