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Online Personal Current Account

The Online Personal Current Account gives you everything you need to manage your money, quickly and simply.

  • Make payments using your Visa debit card with contactless technology - the fast, easy and secure way to pay for purchases under £20.
  • Manage your account any time of the day or night via your computer or an internet-enabled mobile phone* via our Online Banking Service.
  • Earn interest on your account when it’s in credit.
  • Pay bills and make payments to other UK bank accounts free of charge and cheque free. 
  • Receive your balance by text for free, on demand or weekly.
  • Transfer money instantly between your Bank of Cyprus UK accounts and/or to other Bank of Cyprus UK customers. 
  • View your statements online 24 hours a day and download and print them at your convenience. 
  • SEPA Credit Transfers (SCT) facility for quicker, cheaper payments within the Eurozone.
  • We have a number of measures to ensure banking online with Bank of Cyprus UK is safe and efficient. Read our Security section and download for free IBM Security Trusteer Rapport software.

The interest paid on your account when it is in credit is 0.10% gross/AER variable.

You can apply for an Online Personal Current Account if you are a UK resident and are 18 years of age or over. All applicants must read the documents below before applying:

Opening requirements for UK residents 

We will not be able to proceed with your application if you do not meet all three UK residents opening requirements within 14 days of submitting your online application. 

If you are not a UK resident, click here to apply for an International Online Personal Current Account.

UK residents

1. By submitting an online application, each applicant agrees for us to make enquiries at credit reference and fraud prevention agencies. We reserve the right to refuse an application based on the result of these enquiries. 

2. You’ll need to provide an acceptable form of identification, either:

a. Original passport
b. Original photocard driving licence

Or a copy of either of the above documents certified as a true copy of the original by your current bankers, a solicitor or accountant.

Please send your certified form of identification to the address below, making sure that you quote your name and application reference number on any copy documents you send in:

Customer Service
Bank of Cyprus UK
PO Box 17484
N14 5WH

3. Send the account opening deposit (minimum £10) from an existing account held with a UK bank or building society by one of the following methods:

a. Cheque drawn on your account and payable to yourself.
b. Electronic transfer from your account.


Please click here for important information about overdrafts and bank charges.

* Your mobile phone service provider may charge you for text messages and internet browsing. If you are not sure please check with them.

Variable rates can be increased or decreased. For material interest rate changes that are not to your advantage, we will notify you at least 14 days before the change takes effect and you will have 30 days from the notification date during which you can withdraw funds or close your account without providing notice if you so wish.