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Online Personal Current Account

The Online Personal Current Account gives you everything you need to manage your money, quickly and simply.

  • Manage your account any time of the day or night via your computer or an internet-enabled mobile phone* via our Online Banking Service.
  • Earn interest on your account when it’s in credit.
  • Pay bills and make payments to other UK bank accounts free of charge and cheque free. 
  • Receive your balance by text for free, on demand or weekly.
  • Transfer money instantly between your Bank of Cyprus UK accounts and/or to other Bank of Cyprus UK customers. 
  • View your statements online 24 hours a day and download and print them at your convenience. 
  • SEPA Credit Transfers (SCT) facility for quicker, cheaper payments within the Eurozone.
  • We have a number of measures to ensure banking online with Bank of Cyprus UK is safe and efficient. Read our Security section and download Trusteer Rapport free security software.

The interest paid on your account when it is in credit is 0.10% gross/AER variable.

You can apply for an Online Personal Current Account if you are:

  • A UK resident and are 18 years of age or over.
  • A non-UK resident who holds an account with a member of the Bank of Cyprus Group.

Please read the documents below before you apply:

Opening requirements

UK residents

1. By submitting an online application, each applicant agrees for us to make enquiries at credit reference and fraud prevention agencies. We reserve the right to refuse an application based on the result of these enquiries. 

2. You’ll need to provide an acceptable form of identification, either:

a. Original passport
b. Original photocard driving licence

Or a copy of either of the above documents certified as a true copy of the original by your current bankers, a solicitor or accountant.

Please send your certified form of identification to the address below, making sure that you quote your name and application reference number on any copy documents you send in:

Customer Service
Bank of Cyprus UK
PO Box 17484
London
N14 5WH

3. Send the account opening deposit (minimum £10) from an existing account held with a UK bank or building society by one of the following methods:

a. Cheque drawn on your account and payable to yourself.
b. Electronic transfer from your account.

We will not be able to proceed with your application if you do not meet all three of these requirements within 14 days of submitting your online application.

Overseas residents

1. You must hold an account with a member of the Bank of Cyprus Group.

2. You’ll need to provide a letter of referral/recommendation from your Bank of Cyprus branch. This letter should also state the reason why the Online Personal Current Account is required.

3. You’ll need to provide an acceptable form of identification, either:

a. Original passport
b. Original photocard driving licence
c. Original national identification photocard

4. You’ll need to provide an acceptable form of proof of address, either:

a. Original bank statement (dated within the last 3 months)
b. Original utility bill (dated within the last 3 months)

Please note that mobile/cell phone bills are not acceptable.

We will not be able to proceed with your application if you do not meet all four of these requirements within 28 days of submitting your online application.
 
If you meet these requirements, your next steps are:

1. Complete an online application and take note of the application reference number you will be provided with.

2. Enter your Bank of Cyprus Group account number when requested.

3. Take your original identification and address documents to your local Bank of Cyprus branch along with your application reference number.

4. Your branch will verify your documents and send certified copies to the Bank of Cyprus UK along with a letter of referral/recommendation.

We will not be able to proceed with your application if we do not receive the required documentation from your Bank of Cyprus Group branch within 28 days of submitting your online application.

APPLY ONLINE

Please click here for important information about overdrafts and bank charges.

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